Annual free credit reports Lansing

In such situations, employers often terminate the new hire because it appears they falsified the application. Although these laws should prevent an employer from considering certain information, there is no realistic way for the applicant to determine whether such information will be revealed in a background check. This is particularly true for investigations conducted online where the information obtained from web-based information annual free credit reports Lansing brokers might not be verified for accuracy or completeness. For annual free credit reports Lansing example, if you were arrested but never convicted, a data search could reveal the arrest, but the investigator who compiled the information might not delve annual free credit reports Lansing further into the public records to determine that you were acquitted or the charges were dropped. Reputable employment screening companies always verify negative information obtained from data base searches against the actual public records filed at the courthouse.

Can an employment application ask about things that should not be reported? The FCRA does annual free credit reports Lansing not prohibit an employer from asking questions in an employment application. credit bureau check See FTC letters to Nadell and Sum: www.ftc.gov/os/statutes/fcra/nadell.htmwww.ftc.gov/os/statutes/fcra/sum.htm For example, an employment annual free credit reports Lansing application might ask if you annual free credit reports Lansing have "ever" been arrested. The FCRA says a consumer reporting agency cannot report an arrest that from date of entry was more than seven years ago. It does not say the employer cannot ask the question. How to handle such questions on an employment annual free credit reports Lansing application is of real concern to many people, especially those concerned with a youthful mistake from the distant past. State annual free credit reports Lansing employment laws may limit the questions an employer includes on a job application. free credit report credit score For example, in California an application may ask "job related questions about convictions except those that have been sealed, or expunged, or statutorily eradicated," but applications cannot ask "general questions regarding an arrest." www.dfeh.ca.gov/res/docs/publications/DFEH-161.pdf To learn about employment laws in your state, search the Internet for “employment inquiries” followed by the name of your state.

State and local equal employment opportunity agencies, along with federal EEO field offices, may also be located through the US Equal Opportunity Commission Web site. Aren't some of my personal records confidential? The following types of information may be useful for an employer to make a hiring decision. However, under the federal Fair Credit annual free credit reports Lansing Reporting Act, the employer is required to get your permission before obtaining the records. (See PRC Fact Sheet 11, "From Cradle to Grave: Government Records and Your Privacy," www.privacyrights.org/fs/fs11-pub.htm) There are other questions such as age, marital status, and certain psychological tests that employers cannot use when interviewing. report the credit These issues are beyond the scope of this fact sheet.

If you have further questions, contact the resources at the end of this fact sheet.

The federal Equal Employment Opportunity Commission and the fair employment agencies in the states handle these issues. What can my former employer say about me? Often a potential employer will contact annual free credit reports Lansing an applicant's past employers.