Credit history check Louisiana

Dont contact the three nationwide consumer credit history check Louisiana reporting companies individually or at another address because credit history check Louisiana you may end up paying for a report that youre entitled credit history check Louisiana to get for free. In fact, each consumer reporting company may charge you up to $10.50 to purchase an additional copy of your report within a 12-month period. Step 1: Tell the consumer reporting company, in writing, what information you think is inaccurate. Include copies (NOT originals) of credit history check Louisiana any documents that support your position. In addition to providing your complete name and address, your letter should identify credit history check Louisiana each item in your credit history check Louisiana report you dispute; state the facts and the reasons you dispute the information, and ask that it be removed or corrected. how to get your annual free credit report You may want to enclose a copy of your report, and circle the items in question. Send your letter by certified credit history check Louisiana mail, return receipt requested, so you can document that the consumer reporting company received it. Date Your Name Your Address, City, State, Zip Code Complaint Department credit history check Louisiana Name of Company Address City, State, Zip Code I am writing to dispute the following information in my file. The items I dispute also are encircled on the attached copy of the report I credit history check Louisiana received. free credit This item (identify item(s) disputed by name of source, such as creditors or tax court, and identify type of item, such credit history check Louisiana as credit account, judgment, etc.) is (inaccurate or incomplete) because (describe what is inaccurate or incomplete and why). I am requesting that the item be deleted (or request another specific change) to correct the information.

Enclosed are copies of (use this sentence if applicable and describe any enclosed documentation, such as payment records, court documents) supporting my position. Please investigate this (these) matter(s) and (delete or correct) credit history check Louisiana the disputed item(s) as soon as possible. Sincerely, Your name Enclosures: (List what you are enclosing.) Consumer reporting companies must investigate the items you question within 30 days unless they credit history check Louisiana consider your dispute frivolous. one a year free credit report They also must forward all the relevant data you provide about credit history check Louisiana the inaccuracy to the organization that provided the information. After the information provider receives notice of a dispute from the consumer reporting company, it is required to investigate, review the relevant information, and report the results back to the consumer reporting company.